Insurance

People covered by Medicare have different options each year.

Choices range from Original Medicare to a variety of Medicare supplemental plans. The right choice next time might not be the same as last time. It's an important decision about a complex matter, so make sure you know how it works.

NOTE: This article was written before Affordable Care Act (ACA) took effect in 2014. ACA does not focus on Medicare, but it may affect some of the information in this article. As always, you should consult insurance experts to determine what is right for you.

Read complete article

ADVISOR ANSWERS

Q: My mom is insured through a Medicare HMO; however, the hospital closest to her home is not in her HMO's network. What do we do if there's an emergency? I don't know if we would instruct the ambulance to go to a different hospital -- is that even possible or advisable? She doesn't want to get hit with a big hospital bill because she isn't covered.
-- Willa M., Rainbow, California

Read complete article
Subscribe to RSS - Insurance